Ask Honest John

Most recently answered insurance questions
My vehicle was recently hit by a third party which caused visible panel damage and unseen suspension damage. The 3rd party insurance (Saga) has been exemplary in arranging a hire car and to have the bodywork...
My 2005 C4 VTS 80000mls has been written off. It was in excellent condition in & out with FSH. My insurance company (Hastings Direct) has offered me £2300. I payed £3100 only 8 months ago. I have looked...
I have just been involved in an accident where I was hit from behind. My car is 8 years old so of low financial value and I suspect that the body work damage will be too costly for the insurance company...
I was driving at night along the M27 west of Southampton and became aware of several cars parked on the hard shoulder some 500m ahead. The motorway is unlit at that point. I lifted off to assess the...
What do you recommend for legal expenses cover? Do I take the cover offered with the policy or go independent, and if so, who sells this?
Dear Honest John To say I don't really like insurers is an understatement. We pay them to take on our risks then they'll find any and every opportunity to trip us up and avoid paying out when the needs...
I want an OEM replacement windscreen but insurance company want to fit a cheaper aftermarket windscreen as the car is nearly 4 years old. As it's a Mercedes-Benz I am saying no, due to auto lights and...
I am considering buying a Fiat Panda 1.1 eco 2009[59 plate] with 6k miles only CAT D repaired Insurance write off. Question is - are there any drawbacks and how much is it actually worth? Seller is...
I have just bought a new Hyundai ix20. I see that in the event of an accident or vehicle theft I am strongly advised to call ‘HYUNDAI FIRST’ before contacting my insurance company. Are you aware of any...
Every week you manage to puff LV car insurance. This grates in our household because LV is quite the worst and most unhelpful insurer we have ever had dealings with. A year ago my wife was involved in...