Knowing that I am in the market for a small car here in Italy, a friend has told me of her colleague here in Italy who has bought a left hand-drive, UK registered Ford Ka off eBay for £900. This has been insured with a UK firm (Stuart Collins and Co.) for use in Italy for £540. The colleague simply had to specify a UK address to which the car could be registered. I believe the premium paid was rather lower than the price in Italy. Is such usage legitimate and are these policies uncommon and/ or questionable, not least in terms of their practicality? While I might return to the UK once or twice a year, I cannot imagine buying a sub-2000euro car and driving it to the UK too often.