Is no claims bonus linked to a car or the driver?

I used to own two cars. On one, I never had any claims but I did on the other. I no longer have the car that had no claims made on its insurance. My car insurance is up for renewal and it shows the claims...

Is it better to take a higher excess and insure that under a separate excess cover policy?

I have an excess of £250 which rises by a further £200 if I don't use the selected insurers repairers. Provided any accident repair exceeds my excesses, I'm able to recoup my outlay under an Excess Protection...

Do I have to pay a cancellation fee if my insurance was not renewed?

I was insured until just over a week ago when I could not find the renewal notice so switched to another provider as I was about to go on holiday and short of time. I assumed that as the insurer couldn't...

Are scooter riders on L-plates who deliver food properly insured to do so?

I see huge number of food delivery motorbike and scooter riders, all riding on L-plates plates and therefore learner licences. Given the high cost of motor and bike insurance, I do not believe any learner...

I'm no longer able to drive - can I insure my car for two named drivers?

I’m no longer able to drive after a stroke. Can I insure my car for two named drivers one of which has a car wile the other is named on two other vehicles? My car will only be used occasionally.

Can you get breakdown cover for two cars?

My wife and I both still drive and each own our own car. We are 'getting on a bit' in years but are keen to carry on driving while we feel safe to do so. As the years go by we feel it increasing important...

I'm a driving instructor - do I need to tell my insurer about someone hitting my instructor car?

I notice in a recent response that you stated that incidents/claims count against the driver. I am an ADI and last year there were two incidents when my instructor car was hit by a third party. In both...

What small self-charging hybrid has low insurance?

At 88 years old I find that the insurance cost for my Dacia Jogger is prohibitive. I am prepared to downsize. Which small self charging car (petrol/electric) is likely to give the lowest annual insurance...

Do I need to tell my insurance that I was in an accident in a friend's car?

My car was stolen, but I paid for the whole year of insurance. I was insured on my friends car for 2 weeks while she was on holidays. I was involved in an accident that wasnt my fault. My friends insurance...

Why is my son at fault for an accident when the other driver accepted responsibility?

My (then) 17 year old son was involved in an accident while leaving the M6 for the M5. Essentially, as he was moving left, he hit another car which was driving on the hard shoulder. At the time the other...