Ask Honest John

Most recently answered insurance questions
I have used Volvos exclusively for the past 25 years. On 19 October 2012 I bought my brand new V40 and took it on the road for the first time. Within five minutes I had to return it because "Software Malfunction"...
I recently attended a speed awareness course as an alternative to three points on my licence and a fine for 36mph in a 30mph limit in a London "hotspot". Contrary to expectations, I found the four-hour...
Yesterday evening my car was rammed at the rear when I'd stopped at a roundabout. The AA (or rather Connoisseur Recovery) have taken my car off somewhere as it was undrivable. Whilst on the phone to the...
In August, my car (parked and unoccupied), was struck by another car, (which was also unoccupied) due, it is believed, to a fault on the electronic braking system. I obtained information from the third...
A leading insurance company is to increase premiums for people who have attended speed awareness courses on the grounds that having exceeded the speed limit they are more likely to be involved in an accident....
I have bought and own a small Vauxhall 1.2 Corsa year Nov 2000. I want to take out comprehensive insurance for it in my name and add my 18-year-old grandson as a named driver. He has had a full driving...
My 23-year old son (four years driving) had a very small bump some eight weeks ago on the M6 (clear weather, dry, daylight). The driver in front braked for “no real reason"" - his excuse at the time. As...
I have been hit by a foreign truck. I was stuck in a traffic queue on a narrow windy road whilst a Lithuanian artic tried to squeeze down the other side of the road which wasn't suitable. An obliging...
A leading insurance company has now decided to count attendance as a speeding conviction for motor policy purposes, typically raising premiums by about 8 per cent over a period of five years. I have found...
I was driving my wife's Mercedes when I was accused of damaging another car (an old BMW parked next to ours) in the car park. I denied causing the damage and demonstrated that the heinous damage could...