Ask Honest John

Most recently answered insurance claims questions
My friend's 21 year old son had a car accident on the ice last week. His car (a cheap old thing) was a write off, but no one else was involved. The AA driver who came to recover the car advised him not...
I was involved in a no fault claim and my car is a write off. The valuation is £2000 less than what the window price was just three weeks ago when I purchased it. Can I claim back the loss?
I often read in your questions that the third party admitted liability. I always understood that one must NOT do that as it will reduce the negotiating stance of the insurance company. Otherwise, fault...
My wife’s car was struck by a metal object which came from an open lorry going in the opposite direction. The damage was estimated at £1600. We contacted the police but there was no CCTV coverage. Our...
I was travelling down the motorway with a waste carrying lorry in front of me. The top of the container on the lorry was not covered and a piece of rubbish from the container blew off and landed on my...
My Mercedes-Benz was damaged whilst parked recently. The other driver admitted liability, and a claim form was submitted to his insurer (AXA). I returned home and got estimates for the repair, including...
My wife's car was hit by another driver while she was stationary. Our insurance premiums have gone up just over £100 for both our cars, plus £500 for our crew cab pick (work vehicle). Do I have a case...
My insurance company, Hastings Direct, have referred me through to Auxillis for repair work and hire car following an accident. The other driver went into the back of me, but he is disputing liability...
A car recently drove over a pothole where the road has been breaking up and showered my husband's car with loose stones. It looks like the council had repaired the road a few times in the past and it's...
My daughter's car was written off by a workman's gas bottle that rolled off the pavement under her car. They have public liability insurance and have admitted liability. I have said she should claim for...