What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
A friend's young son had a car accident, but no other vehicle was involved - should he tell his insurer?
My friend's 21 year old son had a car accident on the ice last week. His car (a cheap old thing) was a write off, but no one else was involved. The AA driver who came to recover the car advised him not to tell his insurers as this would affect his premium, is this right? I thought that the insurers would need to know.
Asked on 8 March 2018 by GTC20th
Answered by
Honest John
If no third party is involved, there is no reason for the insurer to know. Many will now argue with me about this statement, but it is covered by the Road Traffic Act, which is an event that causes a third party to make a claim. It's up to him whether he claims or not. If he's not claiming for own damage, and there's no claim for third party losses then I don't think the insurer needs to know.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insurance
Cold-snap snow-how: Advice on coping with the freezing weather, including videos, facts and winter driving advice.
Honest John's Guide To Winter TyresSimilar questions
My 19 year old son was coming to a junction off our estate and the car in front of him turned left. My son then pulled up to the junction and the car in front, then on the main road, reversed into him...
I hit pothole and wrote off an alloy wheel. A number of other cars were similarly damaged in the 30 minutes I was there and the police attended the scene. My car is a 1999 Toyota Avensis Estate in good...
I was leaving a business park on Friday morning when my car slid on black ice and hit the entrance gate. My car is damaged and the owner of the business park wants me to pay for damage to the gate. The...
Elsewhere on 
.jpg)
