Does annual mileage make much difference to car insurance costs?

I wonder what difference quoting annual mileages makes to premiums, unless mileages are enormous. I only do about 9000 miles a year. Would quoting 10,000 or 12,000 miles make any difference?

What exactly leads to an increased insurance premium?

A year ago my son was driving home from work after nightfall. In an urban area, with not particularly good street lighting, he came to a cross roads. Having ascertained that the main road was clear, he...

I recently retired - why did my premium increase even though I'm less risk now that I no longer commute?

Having just retired, I logged onto my insurance account and changed my status from employed to retired. There was no admin fee (as I did the admin myself) but, bizarrely, my premium went up by £10. I’m...

My car was set on fire by vandals, so why has my premium doubled for an incident that wasn't my fault?

My vehicle has today been deemed a write off after an arson attack outside my house a couple of weeks ago. The perpetrators have not been found and, as a result, my insurance premium has doubled to £1110...

My insurer paid out a false claim, leaving me with higher premiums - what can I do?

While sorting out insurance for my new car, I've been informed by my new insurer that there's a claim on my insurance for an incident that was reported on the 17 March 2017. There was an incident in a...

A pothole damaged my car's alloy - if I claim from the council, will my insurance premium be affected?

I hit pothole and wrote off an alloy wheel. A number of other cars were similarly damaged in the 30 minutes I was there and the police attended the scene. My car is a 1999 Toyota Avensis Estate in good...

A friend's young son had a car accident, but no other vehicle was involved - should he tell his insurer?

My friend's 21 year old son had a car accident on the ice last week. His car (a cheap old thing) was a write off, but no one else was involved. The AA driver who came to recover the car advised him not...

Our insurer couldn't recover repair costs after a no fault accident - is it fair they've now increased our premium?

My wife’s car was struck by a metal object which came from an open lorry going in the opposite direction. The damage was estimated at £1600. We contacted the police but there was no CCTV coverage. Our...

Someone damaged our car and didn't leave their details - will her premium increase if we claim?

My wife’ car was hit by another car in a car park while she was at work. They didn’t leave a note though. If we claim on our comprehensive insurance, what are the repercussions? Is her premium and no claim...

Will my premium increase if I fit parking sensors to my car?

If I fit reversing sensors to my 2005 Ford Mondeo Estate, would this be a modification that would attract a higher premium?