Having just retired, I logged onto my insurance account and changed my status from employed to retired. There was no admin fee (as I did the admin myself) but, bizarrely, my premium went up by £10. I’m no less capable than I was a week ago, and in fact the chance of me being involved in an accident is now way lower, as I am no longer slogging round the M60 in rush hour at the start and end of each day. I’m not bothered about £10, but their reasoning seems illogical.