My friend damaged someone's uninsured car - should she just settle it herself without involving her insurance?

My friend's caused slight damage to a neighbour’s car, which was parked on a public road. She admitted liability and asked for his insurance details. He refused saying that his vehicle was uninsured and...

My car was written off - how will my insurer calculate the premium increase for all four policies I'm on?

A guy drove into the back of my old trusty Volkswagen while parked and unattended outside of my house. The amount of damage has been enough to be declared a write-off. The driver wishes to pay for the...

When it comes to claims - how far back do insurance companies expect you to go?

When requesting an online insurance quote I know you have to declare all claims, but how far back do insurance companies expect you to go back, or do they only go back so many years? Do you reckon it was...

Do any manufacturers offer free insurance on new cars?

When searching for a good small used car for my 19 year old daughter in 1996, we found that the brand new Citroen Saxo came with two years free insurance, so she bought a new one. My 20 year old grandson...

If I inform my insurer that I've retired will I be charged admin fees on all my policies?

I retired a couple of days ago. Do I have to tell my insurers? We have two separate car policies in the household, a motorhome policy, and a bike policy as well. Will I be charged exorbitant admin fees...

I hit a cyclist at a junction - if he claims will I lose my No Claims Bonus?

Yesterday I had an accident with a cyclist. I was at fault; I went into the back of him at a junction on a roundabout. I expected him to move as I had seen the traffic was clear to my right, so I moved...

Someone collided with my car when I was reversing out of my driveway - will my premium go up?

I was reversing out of my drive on Monday with parked cars either side and mums and kids around as it was school time. My visibility was poor but I was edging out in reverse very carefully. A car coming...

Why is my insurance going up after an accident that wasn't my fault?

I was hit on Sunday by a third party and as a direct result my car will be a total loss. The third party has admitted she is wholly liable and it is recorded as a non fault accident on my insurance policy...

Should it be made illegal for insurers to raise premiums after a no-fault declaration?

Please would you consider leading a drive to make it illegal for insurance companies to penalise motorists by way of increased premiums for no-fault declaration of accidents? I feel you are ideally placed...

My daughter had a collision but now the other driver has changed their story - what do we do?

My grandson's school has a drive through pick up point with parking just before. My daughter was queuing when the car in front started reversing to park in a space, my daughter reversed to give her more...