What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks

I claimed for an accident that was my fault on my policy - will this affect my wife's policy as I'm the named driver?

My car is insured with my wife as the named driver. I recently made a claim, which was my fault. My wife's car is insured with a different company than mine, with myself as the names driver, even though I have not driven it for a long time. Will I have to declare my claim on her policy on renewal and will this affect her premium? Can I just remove my name from her policy?

Asked on 11 September 2018 by Clifford Day

Answered by Honest John
Yes, remove yourself from her policy. Though it may not actually make much of a difference. Go on a price comparison site and see what would happen if you did this. If you stay on her policy, you would have to declare it. You will still be able to drive her car under third party cover on your own policy.
Similar questions
A friend was involved in an accident involving a motorcyclist. When driving slowly in the outside lane, a motorcyclist filtering on the nearside of the car hit the side of his car fell off into the road....
I'm insured fully comprehensive. My father-in-law has a van with business insurance. Can I borrow the van or even drive the van under my insurance? My insurance states that I can drive other vehicles....
I have bought a new Kia Picanto. My daughter and son-in-law only have one car, so she would like to borrow mine occasionally. Her insurance policy says she is allowed to drive another car comprehensively...
 

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 12% on GAP Insurance

Use HJ21 to save on an ALA policy

See offer