Why have no claims discounts reduced?

I have just renewed the insurance on our car. The renewal premium was quoted at £211 as against £142 for last year - a rise of nearly 50%. On examination, I discovered that the full premium had actually...

I claimed via an accident management company. Upon insurance renewal, does this count as making a claim?

My car was damaged recently. I contacted my insurance and they gave me two options: claim through them and I would have to pay my excess or go through a claims management company that they deal with at...

Is it fair for insurers to increase renewals if you have contacted them about an incident but decided not to claim?

In a recent question, your answer to a minor no claim accident was it should not affect the cost. I know of an incident where someone hit a deer and contacted the insurer and after finding that the excess...

Is additional legal cover or personal injury cover worth paying for?

My wife had a non-fault personal injury accident some time back and obviously contacted her insurance company. Her insurance company in turn put her in touch with a Claims Management Company who (from...

I put the wrong year of a speeding conviction when applying for insurance and am now being charged to cancel - is this right?

My car insurance was up for renewal so I went to a price comparison site and picked the one I thought was the best option. I gave them the details of two speeding convictions which they accepted. A week...

Should I be charged an admin fee for renewing my car insurance?

I have received my annual renewal quote for insurance. It is £20 more than last year which I had anticipated but on top of the quote was a £20 admin fee for processing the renewal. Is this the norm these...

Due to a medical condition I cannot currently drive - can my wife take on my no claims discount?

Due to a short term medical problem I am not currently allowed to drive. My insurance company has been notified and are happy for my wife (a named driver) to be the main driver but only until my policy...

I'm moving house - do I need to inform my insurer of an address change immediately?

I’m moving house in August from an urban to a rural address, some 70 miles away. My car insurance renewal is due some 19 days later. Would it be cheaper to let the existing insurance run to its end and...

Will the fact my car has been classified a Cat N write off affect the price of insurance?

My car was hit last year and although there isn’t much damage it wasn’t economical to fix so the other party’s insurance covered the cost of repair (my insurance weren’t involved). The car wasn’t repaired...

My daughter changed her name - why has her insurance increased?

Our daughter changed her surname from her original birth name and advised her insurers accordingly. Her renewal notice has come, showing only a slight increase over last year. However, searching online...