Why have no claims discounts reduced?

I have just renewed the insurance on our car. The renewal premium was quoted at £211 as against £142 for last year - a rise of nearly 50%. On examination, I discovered that the full premium had actually...

I'm moving house - do I need to inform my insurer of an address change immediately?

I’m moving house in August from an urban to a rural address, some 70 miles away. My car insurance renewal is due some 19 days later. Would it be cheaper to let the existing insurance run to its end and...

A driver recently ran over some of my possessions in a car park and I claimed £1000 from their insurer - why has my motor insurance now gone up?

I recently had another driver intentionally drive across some of my possessions in a car park. He admitted to seeing them as well. I made a personal claim against the other driver's insurance and his wife...

I claimed for an accident that was my fault on my policy - will this affect my wife's policy as I'm the named driver?

My car is insured with my wife as the named driver. I recently made a claim, which was my fault. My wife's car is insured with a different company than mine, with myself as the names driver, even though...

Will my NCB still be protected if I change insurers at renewal?

If I have Protected No Claims Bonus with an insurance company but I then make a claim, what happens if I switch companies at renewal? Will the new company regard me as having no claims or do I have to...

What has happened to make insurance premiums go up so much in the last 12 months?

Last July I insured my car for £240. This year, with no changes to my circumstances (other than the value of the car having reduced) the renewal quote was £380. I’m fully aware of how insurers tend to...

My car was written off - how will my insurer calculate the premium increase for all four policies I'm on?

A guy drove into the back of my old trusty Volkswagen while parked and unattended outside of my house. The amount of damage has been enough to be declared a write-off. The driver wishes to pay for the...

Should I change my insurer or stick with my current policy provider at renewal time?

My multi-car insurance policy is coming up for renewal with Aviva, who I have been with for years. My renewal is £447, so I went online and found LV's multi-car policy is £346 for virtually the same cover....

Why should I pay to protect my no claims bonus?

I am shortly to renew my car insurance and to protect my no claims bonus of nine years, maximum, the charge is £30. For what? It does not seem to me to give any real reason to pay. Could you give me some...

Can you change insurance providers while a claim is ongoing?

A friend was involved in an accident involving a motorcyclist. When driving slowly in the outside lane, a motorcyclist filtering on the nearside of the car hit the side of his car fell off into the road....