Do I have to pay my excess even if I have a protected No Claims Bonus?

I have protected No Claims Bonus, but I also have a Voluntary Excess of £250 on my car insurance. I have had a slight accident causing some scratches to the bodywork of my car. What is the position if...

If I cancel my insurance, do I lose my No Claims from the year?

We were due to buy a used car and sold our car in readiness to buy and, therefore, just transfer the insurance. However, we were unable to come to a deal so walked away. We've got 6 weeks left on the current...

Why is the insurance on my old car so high?

I've a 2004 Suzuki Alto and the insurance quotes are insane. Seven times what I paid for the car. I've been driving 11 years with no claims or convictions, although I haven't got any No Claims Bonus because,...

Is there any point of paying for No Claims protection?

Is there any benefit in paying extra for NCD protection when the insurer says that your insurance premium will rise if you make a claim? Both my wife and I have over 15 years NCD, and if we have a claim...

I claimed after my car was hit by someone who didn't leave their details. Will my premiums now increase?

My car, whilst parked and unattended, was hit by another vehicle causing £1600 damage to bodywork. I claimed on my insurance. It has been registered as a fault claim. I have protected NCB, but are my insurance...

I want to buy a van to replace my car - is my No Claims Bonus transferable to the van as long as it isn't for commercial use?

I'm thinking of swapping my car for a small van soon, probably a nearly new Citroen Berlingo. It would not be for commercial use, just personal. A friend says that any no claims I have would not count...

Is the additional cost of NCD protection worth it given that I have nine years NCD?

Is the additional cost of NCD protection worth it given that I have nine years NCD?

My son and I lost all our No Claims on a multi-car insurance policy - what do we do now?

Six years ago my son and I had full no claims on our cars, but when I got married my husband talked us into taking multi-car insurance out with Admiral. We were assured that we would all still build up...

My daughter informed her insurer that she scratched another car - will her premium increase even though she didn't claim?

My daughter passed her driving test recently. She scratched another vehicle and the owner agreed to settle. For the minor scratch he sent her a bill of £500, which she paid by bank transfer (without revealing...

I lost four years of NCD even though no claim was made - is this fair?

I bumped another car whilst parking. No damage was done and neither party claimed but I lost four years of No Claims Dicsount. Is this fair?