Ask Honest John

Most recently answered increased premium questions
My daughter passed her driving test recently. She scratched another vehicle and the owner agreed to settle. For the minor scratch he sent her a bill of £500, which she paid by bank transfer (without revealing...
A guy drove into the back of my old trusty Volkswagen while parked and unattended outside of my house. The amount of damage has been enough to be declared a write-off. The driver wishes to pay for the...
Back in September 2017 I was involved in a collision. I was in a 20mph area, in slow moving traffic (so doing around 10mph) when a young pedestrian walked out from behind a stationary bus without warning....
My wife's car was hit by another driver while she was stationary. Our insurance premiums have gone up just over £100 for both our cars, plus £500 for our crew cab pick (work vehicle). Do I have a case...
I recently purchased a Nissan X-Trail. Before taking the train to pick up the car, I went online to take up the quote that I had received from Halifax insurance the previous day. I retrieved the quote...
In December, our car was showered in gravel from a lorry that sped by. Our windscreen was cracked and the stones left my driver door and bonnet covered in stone chips. My insurer, LV, are treating this...
My daughters Volkswagen Up was parked outside our house when a taxi hit the rear bumper on Christmas Eve. He tried to drive off but the occupants stopped him and I have his details. I contacted the taxi...
As it was close to renewal, I advised my car insurance supplier that I had had a dash camera hardwired into my SEAT Ibiza. They were quite taken aback and advised me that it was a modification that the...
I am thinking about having a small light weight wheelchair hoist fitted in the boot of my car. Do I inform my insurance company? I'm led to believe that the insurance company will view this as an adaption...
A couple of days, after my insurance renewed, I noticed the insurer hadn't included a no-fault claim on the history of the second named driver on the policy. My wife and I both have policies with the same...