A couple of days, after my insurance renewed, I noticed the insurer hadn't included a no-fault claim on the history of the second named driver on the policy. My wife and I both have policies with the same insurer, which renew on the same day. The insurer had included the no-fault claim on my wife's policy but not mine. When I added it to my policy, I got charged an extra premium of £42, which doesn't seem fair given that the policy is being loaded due to a no-fault claim. Is there any mechanism by which we can recoup that from the at-fault party? To clarify, the additional cost was additional premium, not an admin charge.