Do I have to declare a PCN to my insurer?
Do I have to declare a London penalty charge to my insurance and if I do is there a code for a contravention code 31?
Asked on 2 April 2025 by Martin
Answered by
David Ross
Penalty Charge Notices (PCNs) are treated as civil matters rather than criminal and so typically they do not need to be declared to your insurance company, but we would suggest checking the terms and conditions of your policy just to be sure.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
Do I need to tell my insurer about a box junction PCN?
In April, I temporarily imported my Triumph motorbike into the USA to use on a 3 month road trip. I couldn't SORN because it is a requirement for the road tax to remain current. I let my UK insurance lapse...
I received a PCN on Stoke Newington Church St junction of Marton Road for contravening the prohibition of a car on a road. I did see a tiny yellow sign saying road closed ahead. No mention of how far away...
Elsewhere on 
.jpg)
