Young, limited funds, high insurance and a desire for a British classic...

I am young at 21, with one years only full UK license holding (2 in August). I have around £2500 available to buy a classic car, with Insurance, Road Tax (although ideally looking for Road Tax free) and...

Minor collision - who is at fault?

I was parked on a road, off side of the car to the pavement. To leave my space I checked my mirror and reversed into an empty space behind me. I hit a car that was driving forward into the space. She...

Insuring a car owned by someone else?

Are you able to advise re a suspected side effect of insurance companies' measures against "fronting"? An elderly neighbour's car is owned and registered to him. He has not driven for several years and...

Insuring a young driver on one of our cars?

We are thinking of insuring our 21-year-old step son one of our cars for him to drive (it is a "second" car as both myself and my partner use two other cars on a daily basis for work). The car will be...

Why does my insurance company require my V5C two years running?

Last year I received a letter from my insurer threatening to cancel my policy if I failed to send them a copy of my V5C within seven days. I complied and asked for a confirmation. I did not get any further...

Why isn't insurance risk rated against shoe size?

If insurers are no longer allowed to charge women lower car premiums than men under EC law, why don't they use shoe size instead? It is highly-correlated with sex and therefore actuarially almost equivalent.

Insurance 'write-off' with Hastings Direct

I had an accident on the M25 two weeks ago, driving into a large lorry tyre, dropped by a lorry. Highways Agency attended and told me to give the lorry details to my insurers as it was clearly their fault....

Can I recommend LV Insurance?

For many years I have switched insurance companies almost every year in order to avoid the inevitable annual hike in premiums. Last February I obtained a quotation of £289 from LV for my MG ZT-T CDTi+...

Why did my daughter's premium go up when she bought a lower insurance group car?

My daughter is in the process of changing her 2002 Peugeot 206 (group 5 insurance) for a 2009 Citroen C2 (group 1 insurance). The renewal for the 206 had just come through so when she phoned the insurance...

Can you warn your readers who borrow expensive cars about the potential costs if the car breaks down?

It’s vital that drivers of other people’s cars know that if you borrow another persons car or test drive that car you owe the owner of the car a duty of care. In a recent case in the high court, Mark Hales,...