Would adding a named driver to my insurance increase the risk?

I recently renewed my car insurance and to get a cheaper quote I included my wife to the policy. I would have thought as the car would be on the road more often, the risk might be greater?

What's the situation with insurance if you are carrying a passenger who is exempt from wearing a seatbelt?

If a passenger in your car or vehicle says they are exempt from wearing a seat belt on medical grounds, are you as the driver entitled to see the exemption certificate? If you were involved in a serious...

I had to make a claim as a named driver on my wife's policy - do I have to inform my insurer of this when I renew my policy?

During the recent storms, I was driving my wife's car as a named driver and as I was parking, the wind tore the door out of my hand and a car parking next to me damaged our door. Being in control of the...

My wife and I now share one car - is there any way we can both keep our no claims bonus?

Having recently retired we are now using one car. Our comprehensive insurance is in my name with my wife as a named driver. Until recently this policy had my wife's car included. I am informed by the insurer...

If I indicate to change lanes and someone hits me in the rear, who is at fault?

If I am driving on two-lane, one-way road and am in the left lane, indicating to move over into a right-hand junction, then start to move into the right-hand junction and someone hits me at the rear end...

My son is a named driver on my insurance and has had an accident in another car - do I need to declare it?

My son is a named driver on my insurance. He has had a no-fault accident while having a lesson with a driving school in their car. Do I need to declare it to my insurance?

I have two cars insured with two different insurers - do I need to tell one of a claim that occurred with the other?

I have two cars with two different insurers. In August last year, another car crashed into my car and the accident is still being resolved by the insurance company, though I hope it will be a no-fault...

I damaged a parked car and left my details but have not had any contact - do I need to inform my insurer?

I accidentally scraped up against a parked car while attempting to park. There were only a few very minor scratches on the car and my car was left with a few scuff marks. I waited for 30 mins and the driver...

I had a low speed collision and believe the other party are exaggerating their injury claims - is there anything I can do?

On a streaming wet motorway in roadworks I hit the rear of a BMW X5 in my car when the traffic stopped suddenly. The impact speed was approximately 10 mph and the damage to my car only a broken front number...

I had a no-fault accident - should I let the third party's insurance deal with the claim?

My car was hit from behind while I was driving. Unfortunately, the cars became attached on my tow bar so I had to call my insurance company to get someone out to detach the cars which were both driveable....