How do I purchase Gap Insurance on my pre-reg car if I'm not the registered keeper yet?

I bought a pre-registered car with 10 miles on the clock recently. However, as it's classified as a demo model, the Mazda dealer tells me they must keep the V5 for 90 days. When trying to purchase Gap...

Should I get legal cover on my insurance policy?

I'm in the process of renewing my car insurance and they are asking if I want Legal Protection (£30 extra). I know there are some firms that will cover you for that alone and for a lot less money. Are...

A car slammed it's door into my 2002 Mercedes - how do I ensure my car isn't written off for minor damage?

Whilst my 2002 Mercedes-Benz E-Class was parked at the garage today, a van from the business next door smacked its door into my car. I have all the insurance details and they have already alerted their...

A runaway trolley damaged my car - is the shop responsible for the repairs?

A runaway trolley was left at the end of a row of trolleys opposite my parked car, in a marked parking bay, at Asda. I was sat in the car waiting for my wife who was in the store. The weather was sunny,...

Our car was stolen and used in a crime - do we have to accept it back from the insurer?

Our car was recovered after being stolen and used in a crime. It looks like we will have to take it back from our insurer even after giving them the keys and logbook. My wife is traumatised by all this...

I reversed into a car that moved behind me while I was reversing - am I at fault?

I had a car accident last week. The police had closed the road and an officer was stopping traffic to ask drivers to turn around and go back the way they came. It was a narrow road and the police officer...

I got a cracked alloy welded rather than replaced - could this invalidate my insurance?

When my Mercedes-Benz C-Class was about three months old, during a safety check, the dealer discovered one of the rear wheels was cracked (pot hole I guess - but no loss of pressure). Rather than pay £600...

My nine year old son cycled into a car - who's insurance do we claim off?

Earlier today, my nine year old son crashed his bike into a car, which was waiting at a junction. He scratched the cars offside wing and bonnet. This will obviously need to be repaired. However, I do not...

Can my insurer write my car off if I don't make a claim?

I have a bit of an odd scenario. My car was parked on a slight incline and the handbrake must not have applied enough as 20 minutes later it had rolled down the slight hill and crashed into a wall. The...

My car was set on fire by vandals, so why has my premium doubled for an incident that wasn't my fault?

My vehicle has today been deemed a write off after an arson attack outside my house a couple of weeks ago. The perpetrators have not been found and, as a result, my insurance premium has doubled to £1110...