Ask Honest John

Most recently answered insurance questions
I had a car accident last week. The police had closed the road and an officer was stopping traffic to ask drivers to turn around and go back the way they came. It was a narrow road and the police officer...
When my Mercedes-Benz C-Class was about three months old, during a safety check, the dealer discovered one of the rear wheels was cracked (pot hole I guess - but no loss of pressure). Rather than pay £600...
Earlier today, my nine year old son crashed his bike into a car, which was waiting at a junction. He scratched the cars offside wing and bonnet. This will obviously need to be repaired. However, I do not...
I have a bit of an odd scenario. My car was parked on a slight incline and the handbrake must not have applied enough as 20 minutes later it had rolled down the slight hill and crashed into a wall. The...
My vehicle has today been deemed a write off after an arson attack outside my house a couple of weeks ago. The perpetrators have not been found and, as a result, my insurance premium has doubled to £1110...
I have a 1999 Saab Viggen in good condition with 80,000 miles on it. Is there an insurer that will protect its write off value as it is rare?
My son was involved in a landslide incident whilst driving in Wales. His car was extensively damaged. Is anyone liable, like the council, for incidents of this type?
My insurers have written off my car, but the amount offered won't cover the cost of an equivalent vehicle. Can I sue the third party for the difference (£2000) because they have admitted the accident was...
I sold my car a couple of days ago and my insurance policy runs until the end of July. On that policy, I’m covered for third party liability when I drive another car with the owner’s permission. In June,...
I've got fully comprehensive insurance with Tesco. A small deer ran into my car and caused £1500 damage to driver's side. Tesco said originally that it would not affect my no claims (only one year) or...