Ask Honest John

Most recently answered insurance questions
At the end of our estate they have been building two new houses with lots of lorries. One of the lorries must have caught my sons car - its his first and first year of no claims . A 15 year old Peugeot...
My stepson had a fairly low speed accident on a roundabout, where the third-party hit him on the nearside front, while in the wrong lane for his chosen exit. The accident was not his fault and his insurance...
I've made an insurance claim and the insurers are deducting 37.46% as a proportionality amount. What is this please?
I have held an automatic licence for the last six years. I would like to change it to manual one. Do you think this will increase my insurance premium by more than £200 a year?
I had a car accident in France in August. A lady drove into the back of my car. I was only third party covered on my insurance so am using a no win no fee company to chase my claim in France. The French...
If Tim Kelly is right about ignoring indicators at junctions (the Highway Code says 'should' not 'must') what is the point of indicators, which are required by law? If all drivers did what Tim says they...
My son was stopped on his way to work by the police for having a brake light out. When asked where he was going he told them to work. He has fully comprehensive insurance but was told that he didn’t have...
I was recently hit from the rear in my van and the engineer deemed it a Cat S write off. I have since bought the van back as all it needs is some minor metal work, a rear bumper and back doors. It says...
When I signed up with my insurance company, I estimated about 6000 miles in 12 months. It is about midway into the year, and I have done 5000 miles already. What is the implication of going above the 6000...
I recently attempted to change my insurance policy as I had a change of vehicle and the premium went up by £440. When I questioned how this could be, I was given the explanation of increased risk, breakdown,...