Ask Honest John

Most recently answered insurance questions
I recently cancelled my existing insurance policy due to a vehicle change and was refused repayment of £167 unexpired days by Surething (underwriter was Covea).The policy stated these days were repayable...
My wife recently died and as insurance companies require any changes to their risks, I considered it correct to advise RAC, with whom she had cover in both our names. They immediately cancelled all cover,...
I have been driving for close to two decades but not in the UK. When I got here and got a car, the insurance providers refused my "years of experience" and would only accept a zero No Claim Bonus. I took...
A friend is disabled due to post-polio syndrome and recovering from a recent fall. He has a Toyota Yaris, automatic and would be able to drive it, if fitted with a steering wheel knob. However he is dubious...
My son, aged 39, has had a full UK driving licence since he was 17. He is a named driver on my wife's car as he travels extensively with work and is only back in the UK for four to six weeks a year. He...
My daughter bought back her Cat N write off Vauxhall Astra from Direct Line. Now her insurers have put her insurance up 300%. Is it because of the car being a written off?
Now I’m retired I spend four to five months each year in Europe, where I drive my Dutch partners car, leaving my own car safely locked in my garage at home. This means I am paying all that money for insurance...
My car was damaged by a marquee belonging to the police blowing onto my car and the metal frame damaging nearly every panel of my 16 month old Volkswagen. I had to pay the excess and was told no blame...
If I put concrete blocks on my land and someone drives into them, am I liable?
I was under the impression that tyres over five years old would invalidate your insurance no matter what type they were. How can part worn tyres be allowed?