What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
My car was written off in a no-fault accident - should I get reimbursed for the remainder of the policy?
I had a no-fault accident which meant my car was written off and the insurers paid me a final settlement to cover the market value of the car. There were nine months of the policy left - should I also be reimbursed for the remainder? And does the insurer have the right to judge me as a more risky driver in future?
Asked on 26 November 2018 by ALAN THOMAS
Answered by
Honest John
If the incident was "non-fault" your policy should continue to run, or you should be reimbursed the for the remainder. Insurers will argue that the very point of being involved in an incident, means you are more likely to claim again in the future. I have yet to see any evidence of this by an insurer. If your premium increases as a result of this claim, pursue the increased cost for what it will be for the next six years from the at-fault insurer.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
A car damaged my front bumper when it was parked without me in it. The other driver admitted fault and her insurance paid for all repairs. My insurance renewal had £30 added because of my ‘no fault accident'....
Someone has reversed into my daughter's car while she was stationary in car park. It caused £300 of damage to her car. We have notified her insurer, who are processing it as a no-fault claim. However,...
I renewed and paid for my mother's car insurance policy about two weeks before the start date. I'm a named driver on the policy but rarely drive the car. Between paying for the policy and it starting,...
.jpg)
