Ask Honest John

Most recently answered write offs questions
A driver recently pulled out from behind a parked car and hit my 2004 Audi A8 quattro. I've been offered £3400 as an uneconomical repair. My insurance is with Elephant UK and theirs is with Diamond, which...
Is a repaired Category N car more expensive to insure?
While stationary, the door of my son's 15 yr old Vauxhall Zafira was hit by another driver trying to manoeuvre. The insurance want to write it off, but it's a reliable car and he has a young family who...
I was going to buy an Audi A1 online. On the ad, it stated that the car had passed a stringent five point check. I carried out my own vehicle check, which showed the car to be a total loss. Undecided,...
I've just been told my car is a Category N write off. The insurance company would give me market value (£3500), which is fair enough considering it's a diesel with 74,000 miles on the clock. Or I could...
The insurance company of a friend refuses to pay out. She went into the back of another car on the motorway because she was not paying attention and admits fault due to her carelessness. As she had not...
A named driver got banned without me knowing and I wrote my car off afterwards. Will I still get compensation for my car from my insurer?
I had an accident in October, I was not at fault. It has been shambolic from the start. I saw in one of your columns an article about Tort law, which I thought also applied to me. My car was a write off...
When is a flooded car classed as a write off?
My Volkswagen Golf was hit from the rear by an SUV at over 50mph. My front and rear passenger airbags went off, mine didn't. I had facial injuries, was knocked out for 20 mins and off work with very painful...