If I have a protected NCD but have claimed and switch insurers - should I declare a claim?

I have been driving for over 40 years and in recent times have been displaying the kind of loyalty insurance companies show to their own clients - i.e I have been switching regularly to save money and...

Our insurance company is asking for payment before they will fight fraudulent claims - is this right?

My son has received nine fraudulent car insurance claims in the last month stating that he has been involved in accidents. It would seem that his details have been sold and are being used by fraudsters...

Is protecting your no claims bonus worth the money?

I'm considering adding no claims protection at my policy renewal. However I've asked several providers who have given me a quote to illustrate how this protection works in a practical scenario. I asked...

My car was damaged in a private car park - do I have to tell my insurance company?

My car was parked in a private car park and I returned to find damage down the side of the car caused by the car next to it. The person concerned has admitted liability and is claiming on her insurance...

My car was reported as being in an accident 270 miles away - what do I do?

My car has been reported as being in an accident 270 miles away. First I knew of it was via my insurance underwriter 10 days after the alleged date, stating my car reg was reported as being in an accident,...

My car has been written off despite the cost of repairs being less than the market value?

My MG TF was involved in an accident that was not my fault. The insurance claims management company have decided that the value is £2600 and repairs would cost £2551 after the assessment of the damage....

My husband was a victim of a crash for cash incident - what can we do?

A few weeks ago, my husband was driving in rush hour. A car in front of him suddenly reversed back into him. There were four people in that car in front, a man took a photo of my husband’s car and then...

My nephew's car was damaged while being serviced - should he inform his insurance company?

My nephew's car suffered body and wheel damage while it was left for a routine service at a garage. He noticed the damage when he was collecting the car, and although they didn't deny the damage happened...

Repairing my car has been deemed uneconomical - can I seek a second opinion?

After an accident, my garage says the necessary repair is not economical. It is an old car but so useful to me. Should I seek a second opinion?

What happens if I hit a cyclist who has no lights on?

Consider a pedal cyclist riding along an unlit road at night, with no lights. If I just do not see him and then hit him, where do I stand legally and for insurance?