Ask Honest John

Most recently answered insurance questions
My renewal has come up, and I have been quoted £400 fully comp, I have clean license of 25 years, never had an accident in my life except a puncture. And yet my sister has been driving less time than me...
I'm going to the U.S. for a couple of weeks and a relative has said I can use their car while I'm there. How do I make sure I'm fully insured while using it? Can I drive on their insurance or will my own...
My friend was visiting from the US and agreed to do some errands for me driving my car. He said he has 'DOC' coverage, meaning his insurance covers him to drive other people's cars. He then got two tickets...
We have an allocated underground parking bay in our apartment block and we were unable to access our parking as the entrance gate to the parking lot was blocked by a crane doing some repair works on the...
I've forgotten which insurance company I'm with - is there any way of finding out?
My daughter was an innocent party in an accident in a car park. A car reversed into her new car causing cosmetic damage. The other driver accepted liability at the scene and gave my daughter their details....
My daughter's car was scraped in a supermarket car park. The driver of the guilty car has given her his insurance details and has said that she can put the repair through insurance or he will pay for it....
In theory, if a husband and wife both drive on the husband's policy for years and the husband dies suddenly, is the wife still covered to drive on the remaining term of the policy?
I know insurers require a new MoT for a vehicle that was a Cat N write off. They have given me 14 days to obtain one but is it a legal requirement? Could I still drive on the existing MoT? Also if it fails...
I am about to sell my vehicle privately. What insurance is needed for a test drive? I have spoken to my insurers (plus others) and have got several different versions of information. Most often it seems...