Will my No Claims Discount lapse if I don't have a car insured in my name?

Due to redundancy I'm going to be without a car for up to three months, this is due to my leased car being returned to the finance company next month and it doesn't make sense to lease or buy another car...

My insurer won't repair my car until they figure out who was at fault - is this fair?

I was in a serious collision, which left me with head injuries and loss of memory. I was given the details of the other party involved by the police, which I forwarded to my insurer - Esure. They now want...

I hit a tree in the snow - will my car now be registered as a repaired vehicle?

I recently had a front end collision with a tree in the snow. No other parties were involved and no personal injuries were sustained. I damaged front offside lights, bumper, wing, driver's side door and...

My daughter has 15 years accident free driving on my policy, but zero NCD - will insurers take this into account?

My daughter is 32 years old and has been a named driver on my policies since she was 17. She has had 15 years of accident free driving, but this does not seem to matter when looking at quotes as I always...

My insurer told me my car was being repaired but it's now a write off - what should I do?

I recently damaged the front end of my car, it was my own fault. My insurer verbally said, on three separate occasions, that the car has been authorised for repair and that it has not been written off....

Why do insurers keep penalty points on record for five years if the DVLA remove them after three?

I just had my renewal quote, when asked if anything had changed I mentioned the removal of three penalty points from my licence last year (after three years). I was told that insurance firms keep the points...

What's the best way to insure a learner driver?

What's the cheapest way to insure a 17 year old learner driver on my car whilst teaching them to drive?

Why should I pay to protect my no claims bonus?

I am shortly to renew my car insurance and to protect my no claims bonus of nine years, maximum, the charge is £30. For what? It does not seem to me to give any real reason to pay. Could you give me some...

How can I find out what damage was involved in an insurance write off?

I have purchased an Experian search on a car due to it being an Insurance write off. It only advises of the category, it doesn't show the name of the insurance company. Is there anyway I can find this...

Should you admit liability after an accident?

I often read in your questions that the third party admitted liability. I always understood that one must NOT do that as it will reduce the negotiating stance of the insurance company. Otherwise, fault...