How is a write off value decided?

How is a write off valuation arrived at and how can it be challenged?

A driver slammed on their brakes so I hit their car - how do I refute this fraudulent insurance claim?

Two weeks ago I was driving, had just gotten off the freeway and was approaching a green light. As I did, the lady in front of me proceeded to slam on her brakes as the light had just turned yellow. I...

Is is worth switching insurers upon renewal?

I’ve just had my renewal premium from my insurer for my Volkswagen California. It had gone up by 10 per cent on last years', so I decided to shop around. I found the exact cover for £100 less with another...

My son has received a county court summons for writing off someone's car - how can he avoid a CCJ?

My son had a small collision in November 2017, causing minor damage to both vehicles invloved. He admitted liability at the scene as it was clearly his fault (he pulled out of a layby but did not spot...

My daughter's insurance was wrongfully cancelled, then reinstated - will she need to declare this in future?

My daughter has a Peugeot 108 on their Just Add Fuel agreement. She's 20 with a perfect driving record. Everything has been okay until she went to university in London last September. The car is left at...

My son had an accident four months ago - can the insurer insist he still pays the premium for the next eight months?

My son had an accident four months ago and the insurance broker is really messing him about. When he had the accident, the insurance broker said they would not pay for recovery or storage, so my son organised...

My daughter had an accident when she was a learner, without a qualified driver in the car - can her insurer ask for £10k to cover their losses?

Over two years ago, my daughter had a minor accident whilst driving as a learner. At the time, she did not have a qualified driver in the car accompanying her. My daughter's insurance company declined...

Is it worth paying more for protected No Claims?

Is it worth paying a higher insurance premium on my Volkswagen Up to protect 15 years of No Claims Discount?

I hit a car, then another vehicle hit my car afterwards - why am I being charged two excess fees?

I had a collision in the snow on 28 February, which was my fault. While exchanging details with the other party, an out of control tractor drove into the other party’s vehicle, knocking it into mine and...

I want to buy a damaged car to repair - could it appear as a write off after I buy it?

I'm interested in buying an accident-damaged car to repair. The car hasn't been written off, but the guys selling it (and others cars) buy their cars direct from a particular insurance company. Apparently,...