What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
I hit a car, then another vehicle hit my car afterwards - why am I being charged two excess fees?
I had a collision in the snow on 28 February, which was my fault. While exchanging details with the other party, an out of control tractor drove into the other party’s vehicle, knocking it into mine and causing further damage. Although this was clearly not my fault, my insurer (LV) are charging me two excess fees. Is this right?
Asked on 26 March 2018 by Peter Barnwell
Answered by
Honest John
These are two separate claims, so yes. You are claiming through your own insurer, as such you are bound by contract. They should reimburse your excess when they reclaim your losses from the tractor driver. If they do not, you need to use your legal assistance (if you have it) to reclaim back any uninsured loss.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
I was rear ended today by a gentlemen on a bicycle. I have reported this to my insurance company who tell me that I will have to pay the £500 excess as there is little to know chance of recovering this...
After 50 years of accident free motoring,I scraped my car. Now I'm in a dilemma. I have a policy with LV=, which has a No Claims Discount guarantee. Should I pay for the repair or claim on the insurance?...
My wife’s car was struck by a metal object which came from an open lorry going in the opposite direction. The damage was estimated at £1600. We contacted the police but there was no CCTV coverage. Our...
Elsewhere on 
.jpg)
