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I want to buy a damaged car to repair - could it appear as a write off after I buy it?
I'm interested in buying an accident-damaged car to repair. The car hasn't been written off, but the guys selling it (and others cars) buy their cars direct from a particular insurance company. Apparently, the insurance company were going to repair it (so it was economical to repair it), however the owner did not want the car back. The insurance company then sold the car on, unrepaired, and the car isn't recorded as written off. I've never heard of anything like this happening before, have you? I'd have thought that if the insurance company wanted to repair it, then they would have regardless of the owners wishes. My concern is buying it now and it appearing on the register as a write off at a later date. How long does it normally take a write off to appear on the HPI register?
Asked on 26 March 2018 by Chris
Answered by
Honest John
Any car that is being dealt with by an insurer on a total loss basis must be recorded under the code of conduct for salvage and disposal of vehicles. A car should usually go on HPI straight away, but I have known it to be up to a year to flag up. If the vehicle is from a hire company, they often don't stick to the code, so it could have been one of them. Very rarely will an insurer allow a consumer to advise that they do not want the car back unless it was definitely a total loss or a constructive total loss.
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