I got stopped by the police for having no insurance in my new - yet I'd called my insurers to amend the policy?

I got stopped by the police because I had no insurance, yet the day I bought the new car I phoned the insurance company to amend the insurance. They are now saying I was not covered and I have been paying...

My car was written off as a Cat N - what is its insurance value now?

My car was written off in 2018 and is classified a Cat N. I had another non-fault accident with the same vehicle. The market value they paid at the first accident was £3000. Because the car has a category,...

I misfuelled a works van with petrol - can I argue that the van was poorly labelled?

I accidentally filled my works diesel lease van with petrol then drove 27 miles before realising my mistake. The only label was on the inside of the fuel hatch which I didn't see. Work have told me their...

Are Cat S write off cars safe?

I have never bought a category A, B or C car. However I'm looking to swap my ageing 57 plate Nissan soon and I've noticed a Ford Kuga for sale that is a Cat S write off. When I asked what structural damage...

Is there actually any benefit in paying to protect my no claims discount?

I have nine years no claims discount on my policy. The insurance company charge £45 per annum to protect this discount. They also state that in the event of a claim the premium will be increased. In view...

Is it better to claim through house insurance or car insurance?

My stepson's car was parked on his driveway overnight. After a storm, his car suffered £2000 to £3000 of damage by tiles from the garage roof. The car is undriveable. Can he claim from his house insurance...

Do I have to inform my insurers of a previous medical condition?

I was on the DVLA medical registry because of controlled epilepsy until 2017 when I was taken off after being epileptic event free for over 10 years and placed on the normal driver registry. Throughout...

Can I check my accident claim history?

Can I check my accident claim history?

Another driver damaged our car but is now refusing to pay for repairs - what do we do?

My car had slight damage to a door mirror caused by another car. The other driver gave his name, address and phone number but would not give the name of his insurance company as he said he would rather...

I'm a named driver on my son's car and had a collision - will it affect his renewal if I have protected no claims?

I had a bump in my car which was my fault as I reversed into a parked car but fortunately, I have protected NCD. However, my son's cars insurance is shortly due for renewal. I know that my insurance shouldn't...