Why is No Claims Bonus only valid on one vehicle at a time?

We've built up a NCB of over nine years with the same insurer on one car. Recently we acquired a second car and insured it with the same insurer, who in its advertising promises to link the policies and...

Is it reasonable for an insurer to request 15 years NCB history, rather than the usual nine years?

I accepted a quote for car insurance in January 2018, after completing Lancaster Insurance’s online questionnaire, which included a question about the number of no claims bonus years that I had. However,...

Can I challenge the loss of my No Claims Bonus?

In 2013, my Volkswagen Passat was broken into and the built in radio/satnav unit was removed. The total repair bill through the insurance was around £2500. At the time, it was in a well used city centre...

My daughter is visiting from Australia twice this year - what's the best way to insure her on my car?

My 23 year old daughter, with five years No Claims Bonus, is returning home to the UK after 11 months in Australia. I'm looking to insure her car for a minimum of her five to six week stay in January....

Can I claim for an increase to my insurance premium, as well as for direct damage?

I saw you mention to someone else that it may be possible to claim for future increases in premiums due to another driver's error. Its been my intention to keep all potentially insurable events a secret...

I want a practical second car, would I be best taking out a multi-car policy?

I've had my Mazda MX5 for 15 years and have no intention of parting with it, but the load/tow car to which I've had access when necessary will soon become unavailable. I have a mind to buy something cheap...

My wife only has a provisional license, should I add her as a named driver to my policy to save money?

I recently leased a second car and own a 2010 Hyundai i30 outright. I would like to give the i30 to my wife, but she only has a provisional licence. Should I retain both cars and simply add her to the...

My insurer have increased my premium even though I didn't make a claim - can they do this?

I contacted my insurers to inquire about getting some vandalism repaired on my Range Rover, but it turned out the excess on my policy (which also has protected NCB) was more than the cost of repairs so...

My new car is 14 insurance groups lower than the previous one - so why has my premium gone up?

My wife recently changed her car from a Land Rover Freelander, worth £2000 and insurance group 23, to a Renault Clio, worth £2000 and insurance group 9. When I changed the vehicle on our Admiral insurance...

I got a flat tyre on my hire car - do I declare this car hire excess claim to my own insurer?

I recently hired a car in Spain and during the rental I had a flat tyre. The rental firm charged me 125 Euros when I returned the car. Fortunately, I had taken out separate car hire excess insurance before...