Why do I lose my No Claims Bonus if I lose my Motability entitlement?

I've recently been awarded the new P1P on the Motability scheme (no VAT) and have put a deposit on a new Mercedes-Benz GLA. After three years I'll be re assessed for my disability. If I lose my Motability...

Can I transfer the NCB I've acquired while living abroad to an insurance policy in the UK?

I've lived in France for 15 years. I'm returning to the UK on a permanent basis soon though. I have a full No Claims Bonus in France, but insuring my 2005 Ford Fiesta will apparently cost £565. This seems...

A deer ran into my car causing £1500 of damage - why has my premium increased?

I've got fully comprehensive insurance with Tesco. A small deer ran into my car and caused £1500 damage to driver's side. Tesco said originally that it would not affect my no claims (only one year) or...

Will insurers take into account company car driving history in place of No Claims?

I've been driving a company car for three years and I'm a named driver on my son's policy. I previously had maximum No Claims in my own right, but I’m concerned that when I come to insure my own car my...

Why is No Claims Bonus only valid on one vehicle at a time?

We've built up a NCB of over nine years with the same insurer on one car. Recently we acquired a second car and insured it with the same insurer, who in its advertising promises to link the policies and...

Is it reasonable for an insurer to request 15 years NCB history, rather than the usual nine years?

I accepted a quote for car insurance in January 2018, after completing Lancaster Insurance’s online questionnaire, which included a question about the number of no claims bonus years that I had. However,...

Can I challenge the loss of my No Claims Bonus?

In 2013, my Volkswagen Passat was broken into and the built in radio/satnav unit was removed. The total repair bill through the insurance was around £2500. At the time, it was in a well used city centre...

My daughter is visiting from Australia twice this year - what's the best way to insure her on my car?

My 23 year old daughter, with five years No Claims Bonus, is returning home to the UK after 11 months in Australia. I'm looking to insure her car for a minimum of her five to six week stay in January....

Can I claim for an increase to my insurance premium, as well as for direct damage?

I saw you mention to someone else that it may be possible to claim for future increases in premiums due to another driver's error. Its been my intention to keep all potentially insurable events a secret...

I want a practical second car, would I be best taking out a multi-car policy?

I've had my Mazda MX5 for 15 years and have no intention of parting with it, but the load/tow car to which I've had access when necessary will soon become unavailable. I have a mind to buy something cheap...