Will my NCB still be protected if I change insurers at renewal?

If I have Protected No Claims Bonus with an insurance company but I then make a claim, what happens if I switch companies at renewal? Will the new company regard me as having no claims or do I have to...

Does my son need to be the registered keeper of a car I own to earn his own NCB?

I'm buying a vehicle on PCP. My son, who is 34 years old and has been driving for 17 years, is named on the insurance as the main driver. I would like him to start earning his own No Claims Bonus. Is it...

My wife is currently the main driver of our vehicle, if I register myself as the main driver will she lose her No Claims Bonus?

Our car is registered in my name, our motorhome is in my wife's name. We both have maximum no claims and are in our 70s. I'm the only named driver for the motorhome. My wife is unwell and hasn't driven...

My car was written off - how will my insurer calculate the premium increase for all four policies I'm on?

A guy drove into the back of my old trusty Volkswagen while parked and unattended outside of my house. The amount of damage has been enough to be declared a write-off. The driver wishes to pay for the...

I hit a cyclist at a junction - if he claims will I lose my No Claims Bonus?

Yesterday I had an accident with a cyclist. I was at fault; I went into the back of him at a junction on a roundabout. I expected him to move as I had seen the traffic was clear to my right, so I moved...

I had 20+ years of No Claims Discount - so why have I lost all my NCD after two recent accidents?

I've been driving for 21 years and never had an accident until this year. I had 21 years of no claims discount, but it wasn't protected. This year I had two incidents, I was at fault both times. Now my...

Why do I lose my No Claims Bonus if I lose my Motability entitlement?

I've recently been awarded the new P1P on the Motability scheme (no VAT) and have put a deposit on a new Mercedes-Benz GLA. After three years I'll be re assessed for my disability. If I lose my Motability...

Can I transfer the NCB I've acquired while living abroad to an insurance policy in the UK?

I've lived in France for 15 years. I'm returning to the UK on a permanent basis soon though. I have a full No Claims Bonus in France, but insuring my 2005 Ford Fiesta will apparently cost £565. This seems...

A deer ran into my car causing £1500 of damage - why has my premium increased?

I've got fully comprehensive insurance with Tesco. A small deer ran into my car and caused £1500 damage to driver's side. Tesco said originally that it would not affect my no claims (only one year) or...

Will insurers take into account company car driving history in place of No Claims?

I've been driving a company car for three years and I'm a named driver on my son's policy. I previously had maximum No Claims in my own right, but I’m concerned that when I come to insure my own car my...