A third party wants to involve his insurance company following a minor accident - where do I stand?

I recently had an accident where I was reversing out of a parking space and, as I did so, another driver reversed across my path and we collided. There was damage to his passenger side rear panel and initially...

Can single people add others to their insurance policy as named drivers?

Are there any situations where singles could reduce car insurance by adding other named drivers to our policies, such as brothers, sisters etc? If not possible, isn't this action just a bit 'spousist'?...

Can you recommend a reliable, genuine car insurance company?

I am about to renew the insurance for my 2002 Rover 75 2.0 CDT. Having read in your column about various tales of hire car scams, accident management companies etc. jumping on the bandwagon of innocent...

Credit hire after an accident

I was recently involved in a accident that was not my fault and the other party has admitted liability. My car is now going to be written off as it is uneconomical to repair. I've been told the hire car...

My car was damaged in my work car park

Two months ago I purchased a brand new Ford Fiesta. Last week, whilst my car was parked in my work car park, another colleague drove into it and damaged my rear bumper (taking off roughly an inch of...

Car insurance excess

I am wondering, in the event of a car accident, i.e. if I went into someone and they claimed on my insurance, would it be me who pays the excess or them? Also, what about no claims bonuses? If someone...

Who's at fault

I was involved in a shunt last week in a motorway services car park. I believe the other driver to be at fault and they appeared to agree at the scene, however now that I have contacted the insurance...

Can you clarify what the new 'continuous enforcement' insurance rules mean?

I refer specifically to an item under the heading 'Suffolk Punch' on Saturday 23 April 2011. Please advise the title of the legislation said to be launched recently to come into force this Spring. I have...

Thanks to Liverpool Victoria insurance for refunding part of my no-claim discount after an accident.

I was hit at slow speed on packed snow just before Christmas. That day, my insurer gave me details of the repair centre, which provided a replacement vehicle the next day. The Christmas and New Year holidays...

Excessive admin charges

I have been charged a £55 admin fee by One Call Insurance for the privilege of having my premium increased as a result of an overlap in a past policy and the new one. This overlap resulted in an increased...