My nine year old son cycled into a car - who's insurance do we claim off?

Earlier today, my nine year old son crashed his bike into a car, which was waiting at a junction. He scratched the cars offside wing and bonnet. This will obviously need to be repaired. However, I do not...

Can my insurer write my car off if I don't make a claim?

I have a bit of an odd scenario. My car was parked on a slight incline and the handbrake must not have applied enough as 20 minutes later it had rolled down the slight hill and crashed into a wall. The...

My car was set on fire by vandals, so why has my premium doubled for an incident that wasn't my fault?

My vehicle has today been deemed a write off after an arson attack outside my house a couple of weeks ago. The perpetrators have not been found and, as a result, my insurance premium has doubled to £1110...

Are there classic car insurers that offer agreed write off value policies?

I have a 1999 Saab Viggen in good condition with 80,000 miles on it. Is there an insurer that will protect its write off value as it is rare?

Is the council liable for damage to a car caused by a landslide?

My son was involved in a landslide incident whilst driving in Wales. His car was extensively damaged. Is anyone liable, like the council, for incidents of this type?

My write off value won't get me an equivalent vehicle - can I sue the other party's insurer for the difference?

My insurers have written off my car, but the amount offered won't cover the cost of an equivalent vehicle. Can I sue the third party for the difference (£2000) because they have admitted the accident was...

I sold a car but the insurance is valid for a couple more months - can I drive another person's car on that policy?

I sold my car a couple of days ago and my insurance policy runs until the end of July. On that policy, I’m covered for third party liability when I drive another car with the owner’s permission. In June,...

A deer ran into my car causing £1500 of damage - why has my premium increased?

I've got fully comprehensive insurance with Tesco. A small deer ran into my car and caused £1500 damage to driver's side. Tesco said originally that it would not affect my no claims (only one year) or...

Do I need to inform my insurer that the named driver on our policy will now be the main driver?

My wife has unfortunately experienced some seizures since Christmas and voluntarily surrendered her driving licence. The DVLA have informed her that she won't be able to apply for her licence until 12...

Non-manufacturer replacement parts can invalidate warranties - so how can I ensure insurers use OEM parts?

My insurance company tell me that they ensure any replacement parts will be manufacturer parts, whereas other companies will use third party or secondhand parts. This potentially invalidates the warranty....