European insurers focus on the vehicle rather than the driver - why don't UK insurers operate like this?

After living in France for some years, and insuring a car which covered all drivers, I cannot understand why UK insurers base prices on the driver rather than the car. A friend in Spain insures a car that...

I was fined $510 for speeding in New Zealand - do I have to pay it?

I was pinged by a police car while overtaking in New Zealand and incurred a $510 and 28 day driving suspension. My licence will be posted to my home address in the UK after 28 days, by which time I'll...

Why have I lost my no claims bonus while I've been living abroad?

I've been living in Australia for the last three and half years. I'm 48 years old and have had eight years no claims bonus, but I've spoken to an insurance company and they have advised me that my no claims...

I've been living abroad for 10 years - will I still have my No Claims when I return to the UK?

I has a 20 years no-claims record before moving to New Zealand. I have a 10 years no-claims record in New Zealand. Is it true that if I move back to the UK I will be back to square one in terms of no-claims...

What's the best way to insure a hire car abroad?

I'm hiring a car in Spain for 15 days at a price of €253. The hire company want €10 per day for comprehensive insurance, which is more than 50 per cent of the hire price. I can get an independent car hire...

How do I get an 'anti-pollution' sticker for driving in Paris?

It was recently reported that you need 'anti-pollution' stickers, which cost £3.70, when driving in Paris or risk a fine of €135. Do I need them for going to drive to Paris next week and how can I get...

If I get a fixed penalty abroad, do the points go on my UK licence?

If I get a fixed penalty abroad, i.e. in Spain for 150 Euros for 68kmh in a 60kmh limit, are the points put on my UK licence? I assume I would need to tell my UK insurer.

I'm returning to the UK from France and plan to buy a car in Britain - can I put my French address on the registration forms?

I live in France and am returning to the UK next April. I wish to buy a RHD car from the UK (from a main dealer) in early February and drive it to France to use for my return. Can you please advise what...

My friend, a named driver on my car, had an accident while driving abroad - why does my insurer now say he's not covered?

I added my friend to my policy when we were going on holiday to Italy together. Unfortunately, he had an accident in the car and now my insurer says he wasn't covered and that the named drivers are only...

I'm driving through Croatia next April - will it affect my insurance if I don't use winter tyres?

I plan to drive through Europe to Montenegro in mid April next year. I have winter tyres for my car and intended to remove them before my trip. I am not making the return trip until June. Croatia, which...