Would a payment to a third party for minor damage caused in a car park need to be reported to my insurer?

Would a payment from my own funds to a third party for minor damage caused in a car park need to be reported to my insurer. There is no damage claim re my own vehicle

Can I say I'm the main driver of a family car to make insurance cheaper for my daughter?

My daughter has received outrageous quotes to insure the old family car, a 2001 vintage 1.8 Ford Focus to drive herself. It was previously insured with her boyfriend as main driver, being 30 years old...

Someone hit my car when two lanes merged to one - who is in the wrong?

I was driving along a dual carriageway that was merging from the outside (right) lane into one (left) lane. I was in the left hand lane in a line of traffic, when a car on the outside of me trying to merge...

Can one report an incident to the insurance company without making a claim?

Can one report an incident to the insurance company without making a claim? And if so, is there a time limit?

How do black boxes work?

Can you please tell me how black box insurance works? I understand it records your driving but I have the feeling it could come back to haunt you? I am looking for insurance for my 17 year old daughter...

An accident claims company keeps phoning - are they breaking data protection law?

Six months ago my wife had a minor accident (nobody else involved) which resulted in an insurance claim. Over the past couple of weeks we have received several calls from an organisation calling itself...

A driver damaged my garden wall - but their insurer says I need to claim via my own insurance?

My garden wall was hit by a driver at 4am on a Saturday morning. He was involved in a crash with another vehicle and both drivers fled the scene. One driver was arrested (not the driver who hit my wall)....

Why am I having to pay the excess after a cyclist hit my car?

I was rear ended today by a gentlemen on a bicycle. I have reported this to my insurance company who tell me that I will have to pay the £500 excess as there is little to know chance of recovering this...

Can a Cat B write off legally be allowed on the road?

I have been offered a cheap car but the seller has said it was once an insurance write off. A quick check shows it was a Cat B write off in 2008. Everything I read says a Cat B can only be sold for parts...

Can a car be written off over phone?

Can a car be written off over phone? I don't think the damage is bad at all, just the front grille and a dented bumper. Looking at the structure, all looks fine?