A third party damaged our car and has offered to pay for the repair or go through insurance - what is the better method?

My daughter's car was scraped in a supermarket car park. The driver of the guilty car has given her his insurance details and has said that she can put the repair through insurance or he will pay for it....

If a husband and wife both drive on a single insurance policy - what happens if one of them dies?

In theory, if a husband and wife both drive on the husband's policy for years and the husband dies suddenly, is the wife still covered to drive on the remaining term of the policy?

My car was written off as a Cat N - do I have to get it re-tested for an MoT?

I know insurers require a new MoT for a vehicle that was a Cat N write off. They have given me 14 days to obtain one but is it a legal requirement? Could I still drive on the existing MoT? Also if it fails...

What insurance do I need for offering test drives in a car I'm selling?

I am about to sell my vehicle privately. What insurance is needed for a test drive? I have spoken to my insurers (plus others) and have got several different versions of information. Most often it seems...

Can I add my son to my car insurance if he hasn't passed his test yet?

I want my son to have my car but I will be the main driver as he hasn't passed his test yet. What is the correct way to do this if we are at the same address?

I'm moving house - do I need to inform my insurer of an address change immediately?

I’m moving house in August from an urban to a rural address, some 70 miles away. My car insurance renewal is due some 19 days later. Would it be cheaper to let the existing insurance run to its end and...

Will the fact my car has been classified a Cat N write off affect the price of insurance?

My car was hit last year and although there isn’t much damage it wasn’t economical to fix so the other party’s insurance covered the cost of repair (my insurance weren’t involved). The car wasn’t repaired...

My wife is voluntarily surrendering her licence on medical grounds - will her insurance remain valid?

I am named driver on my wife's motor policy. She has to voluntarily surrender her licence on medical grounds. Will her insurance and my named driver status remain valid pending her medical situation being...

Is it beneficial to 'buy back' my insurers third party costs?

I have been deemed to have damaged a third party parked car following an independent engineers report. I accept the report and realise my insurer will treat the matter as a fault claim. There is no damage...

Will my insurance be more on a leased car?

For the first time ever I am debating whether or not to lease a new car as I have found a great deal on a new vehicle for 36 months. My question is two-fold. Will insurance be more costly as I will not...