An elderly relative's renewal premium is sky-high - what can we do to lower it?

An elderly relative (86 and in good health) has been quoted a renewal premium of £1562 by Lexus, with whom he has been for some years, for his 2009 Lexus RX450H Hybrid. He drives no more than 5000 miles...

Our car was backed into while parked - how do we ensure our no claims bonus isn't affected?

My wife’s car was backed into while parked.The other driver has owned up and reported it to their insurers. How do I avoid charges and the loss of our no claims bonus?