I'm worried that my 1994 Toyota Estima may be written off after an accident - how can I avoid this?

At the entrance to a roundabout, I hit a W-reg car which had stopped and then was heavily hit from behind by another 08-reg car. My insurance company has told me it will give me a car to drive whilst mine...

Why did my insurance premium increase by £100 when I got married and took my husband's name?

I’ve just received a £429.57 renewal quote from 1st Central to re-insure my 2007 Suzuki Grand Vitara, kept on private property in Coniston, Cumbria. Having recently got married, the renewal also involves...

Does fitting smaller diameter wheels to a car count as a modification for insurance purposes?

You advised a reader that his BMW wheels were 'oversized' as original equipment and that he would be OK fitting smaller ones. My question is whether fitting the smaller wheels/tyres would count as a modification...

Please remind your readers to carefully check their insurance documents carefully.

It is worth reminding your readers to check the wording on their insurance policies. I recently had to renew mine and changed insurers. On checking the 'use', I found it stated Social, Domestic and Pleasure...

Does my MoreTh>n insurance policy really offer a protected no-claims discount for life?

I have a maximum "No Claim Discount Protection for Life" with my MoreTh>n policy. But I have always been worried that, although I would not lose my no-claims discount following an accident, my premiums...

Are insurance companies taking advantage of the elderly and increasing their premiums?

There must be something seriously wrong in the motor insurance business when the following can be allowed to happen. My mother-in-law lives with us and is 85 years old. She has driven since 1968 without...

Why has my insurance premium increased by 40 per cent despite having protected no-claims discount?

I have just had my renewal notice from my insurance company who to date I have highly regarded. I am 64 years of age and up until last year had 46 years without a claim, but last year made a claim for...

I don't want my car written off

My car was recently driven into by a thrd party who admitted responsibility. The damage was minor; rear window and bumper. The car was sent to a garage to be assessed, and an estimate of £1300 made for...

Insurance - cash in lieu of repairs

I was involved in an accident last weekend, when the car behind's brakes failed and ploughed into the back of me. The other party has accepted full liability (and is fully insured) and my insurance company...

How can I compel my insurance company to refund me after their mismanagement of my accident?

I have a major problem with my insurance company following a "no fault" accident in October 2010. The company's mismanagement of the incident has left me significantly out of pocket. My formal complaint...