Papering the gap

My daughter is buying a new Renault Clio, hers having been written off in a RTA last week. When we went down to finalise the deal the salesman talked about a GAP policy, which pays out if her new Clio...

To Jag?

I currently have an E93 BMW 335i convertible, which is now coming up for a change. I love the power from its silky smooth three litre petrol engine and get about 30mpg, which is really impressive, but...

Priced possession

I'm probably being naive but why is there a huge discrepancy between What Car? Valuations, “We Buy Any Car” valuations and Dealer valuations. I have a three year old BMW Z4 2.0SE coming to the end of its...

The old bill

You referred in the past to people being able to reclaim money back from cheques that they have issued, even after the cheques have cleared. My mother-in-law is selling her car and wonders how she can...

Personal service

I'm looking to buy a car on Personal Contract Purchase and don't really know my stuff. I'm looking for something small, like a hatchback. My budget is £150 per month (maximum), I do between 10 and 15k...

The lease police

I read a letter in your column regarding lease purchase. HPI covers hire purchase information, not lease purchase. Some finance companies don¹t seem to both to register lease purchases with HPI because...

Drip freed

I just bought a Mercedes C220CDI on a finance deal and think I've made a huge mistake due to clever salesmanship and my ignorance. 1st deal: £4k for my part exchange plus £2k deposit, then 36 months at...

Finance advice: Repo-Depo man

I went to visit a second-hand car dealer to look at a Volvo V50. On the advert it said 1 owner and 47k. When I went to the dealer I looked over the car and took it for a spin, all was fine and correct....

Scrappage debris

What will happen when all those gullible people, who used their old scrapper as the HP deposit, cannot keep up the repayments?

Sold trader

A friend of mine bought an 05 Jeep Grand Cherokee 3½ years ago from a private individual. He paid for a full HPI check, arranged his own bank loan, paid cash and got a signed receipt. A few weeks ago he...