I'd normally say the younger car and the car tax premium is only for another couple of years - However the PHEV has not been basking in glory re reliability having had quite a few teething troubles - not sure I'd want to own out of warranty as fixes can be extremely expensive.

A 2016 2.0 petrol Audi A4 is fitted with a great engine in my opinion with both port and direct fuel injection - avoiding the potential carbon issues of direct injection only. It's also a much nicer car.

Edited by Big John on 05/10/2021 at 16:50

To echo comments above, I would not buy an PHEV that was out of warranty. I say that as a former driver of a BMW PHEV. Nothing went wrong during my 3 years with the car - and it was a great car to have and drive - BUT if it did (and there were enough owners on the EV forums to suggest that problems with charging, battery packs etc were not uncommon), it seems that even main dealers didn't know what to do to fix those problems. There were many owners whose cars were in at the dealers for weeks at a time while the dealer "consulted with the factory" about various issues.

It could be a very expensive exercise owning an PHEV outside the original manufacturer warranty, and I don't believe that an aftermarket warranty would offer adequate cover.