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Toyota Aygo - Buying A Car Hassle - James2018

Buying an Aygo. Ex-Demo late 2017 from a national main dealer. The buying experiance had been awful but the price was good. Paying cash.

Had arranged to pick it up on Monday. Dealer says we can't do it now as we havn't got the insurance sorted and their admin team won't be there until Tuesday next week now and I can't get there until the following week.

I would have thought that by sorting it on Monday that would have been fine. Its never been a problem before.

Has anything changed in car buying recently - I have seen a car, brought it that day and driven off!

Can we tax a car easily or does it need certain documents now?

Toyota Aygo - Buying A Car Hassle - RobJP

It's a bank holiday weekend. No surprise that the admin staff are not in. Same as they wouldn't be in on a sunday in most cases.

If you haven't got your insurance sorted - which it is a LEGAL obligation for the car to get taxed in your name - then don't go blaming the dealership !

All you need to tax it is valid insurance, the MOT if applicable, and either the 'green new keeper slip', or the dealership can do it for you online.

You state that "Sorting it on monday would be fine". But have you ever 'sorted it' on a bank holiday monday ?

Toyota Aygo - Buying A Car Hassle - skidpan

Can we tax a car easily or does it need certain documents now?

To tax the car you need the ref off the V5C (on page 3 - its got an extra digit) and valid insurance, easy to do it on-line.

we havn't got the insurance sorted

You can also buy insurance on-line, cannot understand why you have had difficulty sorting insurance. That is not the dealers fault.

Has anything changed in car buying recently

Yes, its got easier with the use of the internet. Sold a car to a buyer off Autotrader. He came by train, I took him a ride, he gave me cash, insured it using my laptop and taxed it using my laptop. He drove off never to be seen again. All within an hour.

Toyota Aygo - Buying A Car Hassle - Avant

Sorry James - I don't think any of us are understanding why you didn't sort out the insurance this week so that the dealer could deal with it on a weekday.

All I can suggest is that you arrange insurance on the phone tomorrow, get the insurer to Email you the certificate and other paperwork (they work on Saturdays and should be able to do that - SAGA did it for me as soon as I'd put the phone down). I can't see why the salesman shouldn't accept you showing it to him on Monday: try saying no deal if he doesn't.

Toyota Aygo - Buying A Car Hassle - daveyjp
Is it a Toyota dealer?

When we bought our Yaris the dealer arranged 7 days temporary insurance. We called the insurance company with the dealer reference, the dealer then received approval to tax the vehicle.

Toyota Aygo - Buying A Car Hassle - James2018

It was a Toyota dealer and got 3 days free cover.

Problem is I can't use it. I am buying the car as a gift for my (adult) child who has had a really difficult 7 years at school and then uni (Dr) and is now on shift work so doesn't have the time to do all the running about (70 hours this week!)

I called up with the ref number and as it wasn't the insured they refused to do anything.

I have done some online quotes but most insist on telematics being fitted to the car and a 10PM curfew which is pointless as the car will be used to get home after late shifts in the main.

I have been in company cars for years so haven't had any of this trouble.

I thought go with insurance on Monday and tax the car when there, which is exactly what I did with my Mrs' car.

Salesman mumbled something about due diligance needing to be done but wouldn't elaborate!? It's a cash (well debit card) sale and £8k so well under reporting limits. I have already paid a £500 deposit.

I did an online chat with their helpdesk and they said there should be no problem walking in to a branch and driving away a car on the same day over this weekend. They couldn't answer specific queries.

I reckon something has gone wrong with the car which they want to fix, hence the extra week.

Toyota Aygo - Buying A Car Hassle - RobJP

So, and please collect me if I've got this wrong.

You were intending collecting a car on the free insurance policy part - without having or being able to insure your son/daughter on it, as it'd require telematics or a curfew (which is the same thing, as it uses telmatics to see if the curfew has been broken or not), and when you yourself are saying such a restriction would be 'pointless'.

And yet, after finding all this out, and that the car will be of no use at all to the person using it due to the restrictions, you STILL are going ahead and buying it anyway ?

Horse, stable door, closed, bolted. Rearrange these words ...

You seem to think that "As this is the way the world runs for me, and the way it ran 20 years ago, it should run like this for a younger person now.

Got some news for you. It doesn't.

Toyota Aygo - Buying A Car Hassle - James2018

The free insurance would be OK, if I could activate it which I can't as I'm not the insured.

The full insurance will be OK, just need to go to a trusted broker and get a policy without telematics. Broker has given me an indicative price so I can get it done tomorrow.

Still running up against the dealer who says that they cannot release the car and the reason isn't clear.

Toyota Aygo - Buying A Car Hassle - SLO76
“Still running up against the dealer who says that they cannot release the car and the reason isn't clear.”

They’re obliged to make sure the vehicle is insured and road legal before you drive off. I can’t see why this is an issue. Get quotes online (much cheaper than your local broker) buy online in 15 mins flat, tax it or get the garage to do it for you, that’s all the proof they’ll need to see that it’s insured then drive off. I accept that you’re not used to this having run company cars for years but I assure you this is perfectly normal procedure, the garage is simply covering themselves and you by making sure it’s insured and legal before it hits the road. It’s policy in most larger dealers and so it should be. The police take a dim view of any dealer that doesn’t do this. Get on tomorrow and insure it, call the dealer to inform him you’ve done so and they can tax it right away. He’ll be keen to get it out the door and your cash in the bank. Though most are reluctant to put cars out at the weekend because this is their busy time for selling so offer to pick up as early as possible before punters start sniffing around.

Edited by SLO76 on 05/05/2018 at 01:10

Toyota Aygo - Buying A Car Hassle - Stumblebum

The insurance needs to be in place so that they can sort out the Road Fund Licence. You cannot get RFL without insurance.

When we bought my wife's Toyota Auris in December, I arranged our own insurance but forgot to tell the Toyota garage, which meant they could not arrange the RFL. In the end I just phoned Toyota's insurance provider so that the garage could sort out the RFL (the car was then double insured for 7 days).

My wife's car is a hybrid. As such as RFL is £0 (which is different from being exempt from RFL). So it still needed to be registered for RFL before we could drive it way even though we did not have to pay anything. In tax there is a dfference between Zero percent, and Exmpt rates.

Toyota Aygo - Buying A Car Hassle - Stumblebum

(Duplicate post)

Edited by Avant on 06/05/2018 at 23:44