Gap Insurance - Return to Invoice or Replacement Vehicle

I bought a 3 month old Ford Kuga Titanium recently and decided to take out gap insurance with the dealer which I subsequently cancelled having found I could get the same policy online for half the price......

Need I worry about not taking up gap insurance?

My wife's car is insured through Kwikfit 'insurance'. She received a telephone call this week from someone who said he was calling on behalf of Kwikfit and offering GAP insurance. My wife declined and...

Does a car have to be insured or can it be driven legally by a non owner?

I have just bought a newer second hand car and still have my old car which is taxed for another six months and I am no hurry to sell or scrap it. I cannot drive it under my new car comprehensive insurance...

Should I buy GAP insurance with my Toyota Auris Hybrid?

I am due to receive a new Toyota Auris Hybrid next month and the Toyota dealer has recommended GAP insurance, to cover the difference in allowance between the insurance company's valuation and the invoice...

The dealer says my son's GAP insurance is invalid, despite selling it to him in the first place. Is the garage liable?

My son bought a new car almost three years ago and paid for GAP insurance at the time, to cover the difference in the insurance settlement and the cost of a replacement car should the car be stolen. The...

Should I buy GAP insurance from the dealership with my Toyota Prius?

I am buying a two-year-old Toyota Prius for £12,000. The dealership wants to sell me GAP insurance for £350 for three years - ouch! Do you agree that this type of insurance is sensible? I can get four...

Should we buy GAP insurance with our new Skoda Fabia Estate?

My wife and I are buying a new Skoda Fabia Estate and have been offered GAP insurance for £250. What do you think about such insurance? Is it worthwhile? We're not reckless drivers, but a previous car...

Should I buy GardX Protection and GAP Insurance when I buy my Honda CR-V?

I am in the process of buying a 2007 Honda CR-V 2.2I -CDTI ES and am being offered GardX Protection for £299 for 8 years and Honda Gap Insurance for £299 for three years. On the face of it, both appear...

Should I buy a Mazda 3 on 0 per cent finance?

Having tested a Mazda 3 2.2 diesel I was planning to buy the vehicle outright from Perry's. However, they have offered 0 per cent finance based on paying half the cost of the car upfront, and this is on...

Spiel blurb production

When I took delivery of my new BMW X1 I was given a hard sell in respect of this "Shortfall Insurance". If the vehicle is a total loss in the 4 years of the cover, it pays up to £10k of any shortfall between...