Should I buy GAP insurance with my Toyota Auris Hybrid?

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Should I buy GAP insurance with my Toyota Auris Hybrid?

I am due to receive a new Toyota Auris Hybrid next month and the Toyota dealer has recommended GAP insurance, to cover the difference in allowance between the insurance company's valuation and the invoice value if the car is written off in the event of an accident after purchase. They quote £390. Do you recommend this type of insurance and should I consider other insurance companies' rates?

Asked on 16 August 2010 by Ken Tomlinson

Answered by Honest John

Well done. Good buy. But check what an independent insurance broker can do the GAP insurance for - it could be half or less than half what the dealer is charging.

Tags: hybrid gap insurance

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Toyota Auris (2007 - 2013)

Decent combination of ride and handling that might suit some people better than a harder sprung Golf or a Civic. A few inches taller than a Golf of Focus so easier to get in and out.