Gap Insurance - Return to Invoice or Replacement Vehicle | Ask Honest John

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Gap Insurance - Return to Invoice or Replacement Vehicle

I bought a 3 month old Ford Kuga Titanium recently and decided to take out gap insurance with the dealer which I subsequently cancelled having found I could get the same policy online for half the price... rookie mistake, I know.

However, I'm now torn between taking out the 'return to invoice' option or the 'vehicle replacement' option and wondered whether you would recommend one over the other. My other question is whether there are any companies online that you would recommend?

Many thanks in advance.

Asked on 26 November 2011 by naomistern

Answered by Honest John

www.warrantydirect.co.uk has just started GAP insurance and I checked out the rates for one of my cars. Came out okay. Up to you to chose the cover you want. Obviously 'return to invoice' is cleaner and avoids any argument about a used replacement not being equivalent.

Tags: buying gap insurance

Dear Honest John,

Please help me choose my next car. I would like it to have:

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