Do we need to tell our insurance company if we fit all-weather tyres?

Our son's Hyundai i20 has 195/50/R16 88V tyres fitted. He would like to fit Michelin CrossClimate tyres but these are only available in 55 or 60. Would either of these profiles be permissible to fit without...

Do I need to renew my MoT after my vehicle was written off to Cat N?

My motorbike was hit by a can on the parking bay and the damage was only cosmetic (a few scratches). However, after requesting an estimate for the repair, due to the high cost, the other insurer decided...

How can I get car hire excess insurance if I don't live in the UK?

I live in Switzerland and travel back to UK regularly, often needing to rent a car. I used to be able to buy excess insurance for car hire on an annual basis, as a Swiss resident, from UK firms. However...

Will I lose my no claims discount if I buy a new car?

I need to change my car and I have already four years NCB, however, my insurance will expire in November. If I change my car will I lose the seven months accrued to get up to five years NCB? Is there a...

How can I check someone test driving a car I'm selling is insured?

My comprehensive insurance says it will cover me for damage caused to third parties while I'm driving cars that are not owned or hired by me. This cover for driving other cars, therefore, doesn’t include...

Is adding a fourth brake light and extra DRLs considered a modification in insurance terms?

Is adding a fourth brake light and extra front DRLs considered a modification in insurance terms? I can see how adding alloys or other performance modifications would increase the insurance premium, should...

My insurer wants two excess payments for two areas of damage?

My car was recently hit while parked and incurred damage to the rear. I was given a quote of around £1000 for a repair and I decided to make a claim through my insurer. My car was booked into the insurer's...

Can we have a family insurance policy to protect both our no claims?

My husband and I are both retired and do not need two cars now. We have separate insurance policies and both wish to preserve our no claims bonus to cater for the situation of the demise or incapacity...

My daughter's damaged car has been off the road for four months - what can we do?

My daughter's Ford MPV is in the process of being repaired having been ravaged internally by a rat. It has now been off the road for about four months, including the insurance company taking an age to...

I damaged my car on our driveway wall - do I have to tell my insurer even if I'm not claiming?

Our drive is curved and bounded on one side by a low stone wall. Having missed it on thousands of occasions I have managed to scratch our car. I have no intention of claiming via my insurance company....