My insurer won't provide enough money for full repairs on my damaged car - what do I do?

I have a heavily modified 2012 Volkswagen Golf with all modifications declared to my insurer. In February 2018 I had an accident, which was my fault. It left a nice dent in the nearside wing and cracked...

Do insurers class dash cams as a modification that you have to declare?

Is a dash camera classed as a modification for insurance purposes?

Will aftermarket fitment of a towbar affect my insurance?

Does the aftermarket fitment of a towbar affect the insurance rating?

Will my premium increase if I fit parking sensors to my car?

If I fit reversing sensors to my 2005 Ford Mondeo Estate, would this be a modification that would attract a higher premium?

Why did a hardwired dash camera void my insurance policy?

As it was close to renewal, I advised my car insurance supplier that I had had a dash camera hardwired into my SEAT Ibiza. They were quite taken aback and advised me that it was a modification that the...

If I add a wheelchair hoist onto my boot, do I need to tell my insurer?

I am thinking about having a small light weight wheelchair hoist fitted in the boot of my car. Do I inform my insurance company? I'm led to believe that the insurance company will view this as an adaption...

What should I look out for when buying an ex-mobility car?

I'm thinking of buying a Peugeot Partner Tepee from a dealer, but it's an ex-mobility car. Can you advise me on this deal? It's not got any visible marks, but I'm concerned about taxing it and the service...

Is it normal for insurers to consider Diamondbrite a modification?

I'm looking to get my brand new Hyundai i10 insured. But, because I used Diamondbrite, the insurers are saying they won't insure my car because the premium will go up (they say it has been modified, non-standard...

Should I get my car chipped?

I'm considering chipping my Peugeot 3008 2.0 150PS, it's done 62,000 miles. The claimed power increase is 187PS and fuel consumption reduction of 30 per cent. Is this viable and, if so, why don't manufacturers...

Is it usual for insurers to charge extra for using a dashcam?

Is it usual for insurers to charge if you install a dashcam? I'm insured with Admiral and told them I was thinking of installing a dashcam and wondered if this would bring a discount when renewing my insurance....