I was falsely accused of scratching someone’s car - has this affected my no claims discount?

I was falsely accused of scratching someone’s car which I have witnesses for. I heard nothing for 6 months and even the inspection was cancelled. Today I received an email from my previous insurance company...

Is there actually any benefit in paying to protect my no claims discount?

I have nine years no claims discount on my policy. The insurance company charge £45 per annum to protect this discount. They also state that in the event of a claim the premium will be increased. In view...

If I have a protected NCD but have claimed and switch insurers - should I declare a claim?

I have been driving for over 40 years and in recent times have been displaying the kind of loyalty insurance companies show to their own clients - i.e I have been switching regularly to save money and...

Is protecting your no claims bonus worth the money?

I'm considering adding no claims protection at my policy renewal. However I've asked several providers who have given me a quote to illustrate how this protection works in a practical scenario. I asked...

I want to withdraw a claim with my insurer - will I lose my protected no claims discount?

I informed my insurer of a claim for damage which I was 100 per cent responsible for as no one else was involved. The garage I bought the car from has kindly agreed to repair the damage at a reduced cost....

Is NCD protection worth it?

Is NCD protection worth it?

How can I find an insurer to take into account my no claims from driving company cars?

I have a no accident record of 50 years but have always driven company insured cars or driven as a named driver on my wife's insurance. I have insured a number of classic cars but these do not attract...

Is it safe for me to be a named driver on a friend's policy?

A friend recently retired from mini-cabbing. He initially struggled to get his no claim discount (NCD) carried over from his specialist cab policy to the ordinary policy. His broker suggested that if he...

Is the additional cost of NCD protection worth it given that I have nine years NCD?

Is the additional cost of NCD protection worth it given that I have nine years NCD?

I have protected NCD - should I claim for damage I caused to my car?

After 50 years of accident free motoring,I scraped my car. Now I'm in a dilemma. I have a policy with LV=, which has a No Claims Discount guarantee. Should I pay for the repair or claim on the insurance?...