What is life like with your car? Let us know and win £500 in John Lewis vouchers | No thanks
I want to withdraw a claim with my insurer - will I lose my protected no claims discount?
I informed my insurer of a claim for damage which I was 100 per cent responsible for as no one else was involved. The garage I bought the car from has kindly agreed to repair the damage at a reduced cost. This means I will not have to claim through my insurer after all. Will I still lose my protected NCD and will I be charged a higher premium at renewal?
Asked on 12 February 2019 by Patrick Gallagher
Answered by
Honest John
Contact your insurer and advise that you wish to withdraw the claim and have all details removed. If you are not claiming it should not affect your NCD, but you may find your insurer raise the premium due to increased risk. Raise a complaint and take to the Financial Ombudsman Service if they do.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
After 50 years of accident free motoring,I scraped my car. Now I'm in a dilemma. I have a policy with LV=, which has a No Claims Discount guarantee. Should I pay for the repair or claim on the insurance?...
Earlier this year I came off my motorbike at a low speed causing some minor damage to my bike. Nobody else was involved. I called the insurer who determined over the phone to class the bike as a write-off...
My insurance premium has increased because of a claim that's still not been settled - what can I do?
I was hit by a third party back in September and provided dash cam evidence to all insurance companies concerned. However, the claim hasn't been settled as liability hasn't been settled despite my insurance...
.jpg)
