Could I be prosecuted during the two minutes of the year that I'm not insured?

I've just renewed my insurance with Be Wiser for the forth year in a row. I just noticed that the cover for this year ends at 23:59 on 3 July 2017 and the new starts on 00:01 on 4 July 2017. That leaves...

What is the best way to get insurance to cover the car hire excess?

I'm hiring cars on three occasions this year, one in Italy and two in the U.K. What is the best way to get insurance to cover the excess?

Is it normal practice to sign a credit agreement to have my car repaired?

Several weeks ago another vehicle ran into the back of my car causing minor damage; cracked number plate and small star shaped crack to bumper. Insurance is with Hastings, who have passed me onto Auxillis,...

Why won't my insurer allow me to claim for fire damage to my Volvo V50?

I own a 2008 Volvo V50 1.6d. Whilst driving my car last week, I noticed an awful smell followed by thick smoke from under the dash. I pulled over and got out of the car and dialled 999. The fire brigade...

What are the insurance implications if your car gets stolen/damaged whilst in the care of car wash operators?

When you use supermarket hand car washes, you hand over your keys for the car to be washed while you shop. So, what are the insurance implications if your car gets stolen whilst in the care of the car...

Should my insurer give me a courtesy car equivalent to my vehicle?

I had a low impact bump causing damage to rear bumper and small dent to body work above bumper. I claimed on my insurance and my Toyota RAV4 was allocated a date for estimate to be carried out at appointed...

My car was damaged when parked - do I need to report it to anyone?

I came out of my house today to find that someone had hit my car on the offside back bumper. It is obvious that someone has been parked too close to the rear of my vehicle and tried to pull out and rubbed...

Someone is falsely claiming injury against me - what can I do?

I used to be a taxi driver. I had a fare one day last year - a mother and child. The child did the usual thing kids do and tried to get away with not wearing a seat belt. I stopped the car and asked the...

My insurer are refusing to cover my new car - what should I do?

I have a MINI Cooper insured with Lancaster insurance (cheapest by far) and I'm due to have a baby, so it's not practical anymore. I've got a BMW 1 Series 2.0-litre petrol. I called to swap my insurance...

A named driver was at fault in a claim on my policy - how do we declare this?

Named driver was at fault in a claim on my policy. Fast forward to getting a new policy with another company and we've swapped places i.e I'll be the named driver this time on his policy. He (the one at...