My son drove onto a flooded section of road when a nearby river broke its banks. The engine on his Peugeot 307 stopped and he and the car had to be recovered by the RAC. A number of other drivers found themselves in the same position.

On making a claim to his insurance company he was told that an engineer had inspected the car and no water damage had been found and in fact the engine had seized due its high mileage(170,000). Quite a coincidence I would say.

What would your advice be on what he should do next? Also he has paid for a courtesy car on his policy and has great difficulty in getting to work without a car.