VW Golf Match 1.6Tdi - Deal on new car

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Tue 13 Nov 2012 18:46
VW Golf Match 1.6Tdi - Deal on new car - 35Ed
I bought a 6 month old Golf 6 months ago, the garage has contacted me offering a new Golf, same model/engine for same monthly payments, the balloon payment is a little higher (1500) and 2 extra monthly payments making the difference about 2K. They explain this because of a much lower interest rate of the loan.
I know there is a new model due in Jan 2013, is this the reason they are pushing this deal?
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Tue 13 Nov 2012 19:20
VW Golf Match 1.6Tdi - Deal on new car - daveyjp
They are pushing it for the extra £2k, to move an extra unit of what will be an old model and to get a kick back for the finance.

You get £2k more debt.
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Tue 13 Nov 2012 20:43
VW Golf Match 1.6Tdi - Deal on new car - 72 dudes

Yes, in a word.

Tell them to contact you again in January with an equivalent deal on the new model. If not keep the one you've got.

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Tue 13 Nov 2012 20:56
VW Golf Match 1.6Tdi - Deal on new car - oldtoffee

Offer them £500 to do the deal. A 6 months younger car car with one owner from new will be worth most of that £2k difference at the end of the finance.

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Tue 13 Nov 2012 20:59
VW Golf Match 1.6Tdi - Deal on new car - 72 dudes

Offer them £500 to do the deal. A 6 months younger car car with one owner from new will be worth most of that £2k difference at the end of the finance.

^ ^ ^ ^

Err, which he will lose in the higher balloon payment?

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Wed 14 Nov 2012 08:01
VW Golf Match 1.6Tdi - Deal on new car - oldtoffee

>>>Err, which he will lose in the higher balloon payment?

The OP says or at least I read it as the total difference ie balloon plus monthly increase is £2,000 so I was suggesting he asks them to work it to £500 either with a ballon of just £500 more or the £500 spread across the monthly payments but with the original balloon.


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Wed 14 Nov 2012 08:37
VW Golf Match 1.6Tdi - Deal on new car - 72 dudes

Oh OK, fair point.

That would be a good deal!

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Wed 14 Nov 2012 11:17
VW Golf Match 1.6Tdi - Deal on new car - TeeCee

Let me get this straight.

Your car is a year old and you have had it for six months. I will assume that you would not be even considering changing it, but for the dealer's offer arriving.

So, in effect, they want you to pay them the princely sum of two thousand pounds for the privilege of doing them a massive favour and taking off their hands an EOL model that they can't sell, they desperately want shot of and you have no need of.

I'd be telling 'em to get knotted.

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Wed 14 Nov 2012 22:16
VW Golf Match 1.6Tdi - Deal on new car - Avant

Do you mean the balloon payment (at the end of the contact)is £100 higher or that the deposit is £1500 at the beginning? If it's the balloon payment, they aren't asking you for cash up front. and the deal is worth a look. If they want cash now, I can't see the point of your changing cars.

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